Jacksonville Credit Restoration

When you are looking for a top-rated credit repair service in Jacksonville, look no further than Jacksonville Credit Repair Today. We adhere to FHA and SBA guidelines when aiding in the restoration of your credit. Poor credit can cripple you but it doesn’t have to cripple you for the rest of your life. Your credit score is about more than just a score, we’ll make sure that you can get a loan and set you up for financial freedom. If this sounds good to you then it’s time that you give us a call for help with your credit repair needs today!
 
Why Use a Credit Repair Service
When you need to get a loan, for a home, college, a car or anything else, it will require good credit. While there are some things that you can also obtain with poor credit, you end up spending a lot more than you would ever imagine. Also, a lot of those lenders are irresponsible and illegal. Having good credit puts you in line to deal with reputable resources for your loan needs. This is why it is in your best interest to work with a proven effective credit repair service to help repair your credit.
 
Finding a Reputable Credit Repair Company
When you start looking around for help and you have decided to rely on a credit repair company, you need a reputable credit repair company to help. Pay attention to the following and if the credit repair company you are considering does any of these things, STOP! They are not a legitimate credit repair company.
 

• If they charge you for your consultation or charge you for anything upfront without doing any work
• Tell you not to contact credit reporting agencies directly
• Advise you to dispute something accurate on your credit resort
• Suggest that you put inaccurate or false information on loan or credit applications
• They never review your legal rights once they have explained their services.

 
FAQ
 

1. Do credit repair company’s get results?

 

• Yes, they can get results by having negative items removed from your credit report. This will help improve the credit score and put you in line to get approved for loans. However, they cannot guarantee that your credit score will improve. If they do this then they should also be willing to offer a money-back guarantee if the score does not increase.

 

1. How long does it take to repair credit?

 

• While credit repair is the first part of rebuilding your creditworthiness, it can take three to six months. However, the process of rebuilding your credit score could take longer. This will depend on how many errors are on the report and which ones are being disputed.

1. Are credit repair companies legal?

 

• Yes, credit repair companies are legal. However, not all are legitimate. A legitimate credit repair company will only charge you for their services once services have been performed. If they ask for money upfront, it's a scam! Don't move forward with this service and don't offer them any personal information.